We all think about covering the one who brings home the bacon but what about the ones who cook it? Traditionally this falls under the role of stay-at-home Mums but stay-at-home Dads are becoming increasingly popular in more recent times. However when it comes to Mums and life cover many families are still taking a traditional approach and only have cover for Dads.
When you look at the cost of replacing a Mum though it all adds up. With child care bills, cleaning, the weekly shop, taxi service…there’s a value to every single thing you do for your family. According to Legal & Generals 2015 Value of a Parent research*, for unpaid child care and household tasks alone, Dads are worth £21,601, while Mums are worth £29,535.
With such a busy life have you ever stopped to think about how your loved ones would cope financially if you were to die?
The value of a Mum is sometimes overlooked when families try to work out their life insurance needs. From the parents that participated in the research, only 53% had life insurance. It also highlights that the average family spends £10,244 a year raising their children, which is a whopping £184,392 over 18 years.
If Mum was no longer alive where would the money needed to pay for domestic work and child-care come from? Who would fill the gap and help maintain the family’s living standards?
At YourLifeCovered.co.uk we understand you want to get the best deal but don’t want to spend ages getting it. That’s why we search all the top providers in the market to ensure you get the best price for your needs and save you the time & effort of going to each individual provider. Why not take the first steps in helping to provide financial security for your family and get a quote for life insurance today. Simply will in the form below to get your FREE quote now…
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